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He (Mac) has helped me as my practice
has expanded from single-handed to a six surgery/8 dentist practice.
To read full testimonial, click
here.
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F13 - Credit Card Scam
We have recently been made aware of a scam to get the security number of your
credit card:
It works like this:
Person calling says, 'this is Carl Patterson (any
name) and I'm calling from the Security and Fraud Department at VISA. My
Badge number is 12460. Your card has been flagged for an unusual purchase
pattern, and I'm calling to verify. Did you purchase an Anti-Telemarketing
Company a device/any expensive item, for £497.99 from a marketing company
based in (any town?)"
When you say 'No'. The caller continues with, 'Then we will be issuing a credit
to your Account. This is a company we have been watching and the charges range
from £297 To £497, just under the £500 purchase pattern that flags most cards.
Before your next statement, the credit will be sent to (they give you your
address), is that correct?'
You say, 'Yes'. The caller continues . . 'I will be starting a fraud
investigation. If you have any questions, you should call the 0800 number
listed on your card and ask for Security. You will need to refer to this Control
number. They then give you a 6-digit number. 'Do you need me to read it again?'
Caller then says he 'needs to verify you are in possession of your card' (this
is where the scam takes place as up until now they have requested nothing!).
They then ask you to turn your card over. There are 7numbers; the first 4 are
1234 (or whatever, as they have your
number anyway).
The next 3 are the security numbers that verify that you are in possession of
the card' (these are the numbers they are really after as these are the
numbers you use to make internet purchases to prove you have the card).
'Read me the 3 numbers.' When you do he says 'That is correct. I just needed to
verify that the card has not been lost or stolen, and that you
still have your card. Do you have any other questions?
Don't hesitate to call back if you do.'
The REAL VISA security department confirmed it was a scam and that immediately
after the frauds call a new purchase of £497.99 is put on your card. What the
scam wants is the 3-digit number and that once the charge goes through, they
keep changing every few days. By the time you get your statement, you think the
credit is coming, and then it's harder to actually file a fraud report.
The real visa/mastercard department reinforced the point that they will never
ask for anything about the card since they already know everything
about it!!!!.
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